This User Agreement is an agreement entered into between you and Consenso and is applicable to your use of the Consenso account (hereinafter referred to as the "Consenso account") and related Consenso services (hereinafter referred to as the "Consenso services"). Consenso Payment is a payment service provider that creates, hosts, maintains and provides you with Consenso services through the Internet. You can use the Consenso services provided by Consenso Payment to collect payments.
Currently, we only provide corporate account type Consenso accounts. The Consenso account referred to hereinafter in this User Agreement shall refer to a corporate account. Even if the enterprise has not yet been established, individuals and organizations can use the Consenso services through the corporate account to collect payments for their goods and services.
To open and maintain a Consenso account, you must provide us with accurate and up-to-date account information, including but not limited to personal information, financial information, and other information related to you or your enterprise. Your enterprise must not belong to a financial institution or any other institution engaged in or providing credit or loan, financing, financial management services, guarantee, trust services, currency exchange or any other financial business.
For the purpose of opening a Consenso account, you must comply with our Know Your Customer (KYC), Know Your Business (KYB), Customer Due Diligence (CDD) and other verification requirements (such as real-name authentication). You agree to provide us with relevant information and documents for our verification. You hereby authorize us to share your information with the Consenso service provider (as defined in the "Consenso Services" section of this Agreement) when necessary, so that we can verify, provide or use the Consenso services or conduct transactions related to your Consenso account in accordance with this User Agreement. You also acknowledge and agree that Consenso Payment has the right to determine, on its own (including through the assessment of the Consenso service provider), whether your information and documents are sufficient to pass our KYC, KYB, CDD and/or any other verification. If Consenso Payment decides to engage a Consenso service provider to conduct such verification, you hereby authorize Consenso Payment to disclose the information and documents related to your identity to such Consenso service provider for the purpose of identity verification under this User Agreement.
You must ensure that the mailing address, email address and other contact information in the user information of your Consenso account are always up-to-date. If there is any change in the user information of your Consenso account that you provide, you must notify us in a timely manner.
Opening a Consenso account means that you agree to:
To the extent that Consenso Payment deems necessary, you also agree that during the account application stage, when you request to use a specific new product, and when we have reason to believe that the risks associated with your Consenso account borne by us or any other person may increase, we will obtain your personal credit report and/or corporate credit report from a qualified credit reporting agency (including signing or providing any relevant necessary documents for this purpose).
You must be the beneficial owner of your Consenso account and conduct business only on your own behalf. Without our prior written consent, you shall not delegate or transfer your payment collection business to any third party.
You are aware of and understand the legal consequences and disciplinary measures of renting, lending, selling and purchasing Consenso accounts. You declare and guarantee that you open and use your Consenso account on your own behalf in accordance with all applicable laws.
You may allow a third-party service provider designated by Consenso Payment or a Consenso affiliate and licensed under applicable laws to provide account information services to access your Consenso account information on your behalf.
To settle and withdraw the payments in your Consenso account, you should link a valid and legal bank account opened at a bank ("Linked Bank Account") to your Consenso account. You must be the holder and beneficial owner of the linked bank account.
In order for us to provide you with services, you agree and voluntarily authorize us to share and transmit the personal information required by the bank where you hold the linked bank account.
You can cancel your Consenso account and terminate your relationship with us at any time without incurring any fees or penalties. However, even if your Consenso account has been cancelled, you are still liable for all obligations related to your Consenso account. When you cancel your Consenso account, we will cancel any scheduled or incomplete transactions. You must withdraw and transfer any unsettled funds from your account before canceling your Consenso account. You authorize us to settle the unrestricted unsettled funds in your Consenso account to your linked bank account before your Consenso account is cancelled.
In some cases, you may not cancel your Consenso account. These cases include:
After you pass the KYC, KYB and/or CDD processes in accordance with the requirements of Consenso Payment, you will be eligible for the following payment services provided by Consenso Payment:
After opening a Consenso account and completing the KYC, KYB and/or CDD processes in accordance with the requirements of Consenso Payment, you will be eligible to use your Consenso account to collect payments from buyers for the goods or services you sell to them.
To the maximum extent permitted by applicable laws, Consenso Payment will deposit the corresponding funds in your Consenso account as unsettled funds before they can be settled to your linked bank account, after deducting the service fees charged or expenses incurred by Consenso Payment, the Consenso service provider or any qualified entity appointed by the parties in this User Agreement.
As required by law, you must publish your refund and return policy and privacy policy.
If we believe that you have engaged in non-compliant activities, we may take appropriate measures at any time to protect the interests of Consenso Payment, Consenso affiliates, Consenso service providers, our customers and others. The actions that Consenso Payment may take include, but are not limited to, the following:
Within the scope of your registered business, you hereby authorize us to use your risk information, including but not limited to your basic information, your business information and your risk status.
You agree to cooperate with the inspection work carried out by us and/or the Consenso service providers. Such inspection work shall be carried out at least once a year.
You agree that even after the termination of this User Agreement, we still have the right to inquire about any transactions before termination and assert our rights with respect to any such transactions.
You must ensure that we are one of your creditors when you declare bankruptcy.
If we receive notice of a court order related to you or other legal proceedings related to you (including garnishment or other equivalent proceedings), or if we believe it is necessary to do so in accordance with applicable laws or regulatory requirements, we may need to take certain measures, including freezing the payments made or received in your Consenso account, imposing reserve requirements or restrictions on your Consenso account, or requiring an increase in your margin amount. We will determine at our sole discretion which measures are necessary. Unless otherwise required by a court order, applicable laws or regulatory requirements or other legal proceedings, we will notify you of these measures. We are not obligated to challenge or appeal any court order or legal proceedings related to you or your Consenso account. If we impose a freeze, reserve or restriction in accordance with a court order, applicable laws, regulatory requirements or other legal proceedings, such freeze, reserve or restriction shall remain in effect for as long as Consenso Payment deems necessary in its sole discretion.
In order to comply with applicable laws, the rules of Consenso Affiliates (including but not limited to Consenso's Anti-Money Laundering Program and Consenso's Corporate Compliance Sanctions Rules) and the Consenso Payment Rules related to the provision or use of Consenso services, including but not limited to the rules related to Consenso Payment and Consenso Affiliates' anti-money laundering, counter-terrorist financing, compliance with government sanctions or embargoes, meeting reporting requirements, requesting information or providing information to relevant authorities, Consenso Payment and Consenso Affiliates, to the extent not expressly prohibited by law, in addition to any other actions that Consenso Payment and/or Consenso Affiliates may take under this Agreement, may also take the following actions:
If Consenso Payment or any Consenso Affiliate takes any of the above actions in advance, Consenso Payment is not obligated to notify you; if Consenso Payment or any Consenso Affiliate takes any of the above actions, Consenso Payment is not obligated to notify you until a reasonable time after it is permitted to notify you by applicable law. Consenso Payment and any Consenso Affiliate, including their respective directors, officers, employees, customer service personnel, consultants, advisors, joint ventures, service providers and suppliers, shall not be liable for any losses resulting from any action taken by them in accordance with the above provisions or from any delay or failure to provide the Consenso services.
Consenso Payment reserves the right to unilaterally suspend or terminate this User Agreement, access to and use of its website, software, systems operated by or on behalf of us (including any networks and servers used to provide any Consenso Services) or part or all of the Consenso Services at any time for any reason upon notice. After the termination of this User Agreement, we will settle the unrestricted pending settlement funds in your Consenso account to you.
As security for the performance of your obligations, you agree that Consenso Payments may place a lien on and enjoy a security interest in the pending settlement funds in your Consenso Account.
If your Consenso pending funds become negative for any reason, that negative amount represents the amount you owe to Consenso Payments. Consenso Payments may deduct the amount you owe from funds you later deposit into your Consenso account or payments received into your account. If you have multiple Consenso accounts, we may use pending funds from your other Consenso accounts to offset pending funds in one of your Consenso accounts that appear negative. If you continue to use your Consenso account while you have negative pending funds, you authorize Consenso Payments to add new negative balances in your Consenso account resulting from debits or transactions to any existing negative balances. In order to complete debits or transactions, we must disclose the accumulation of negative pending funds to you before initiating new debits or transactions.
In addition to any amounts owed as described above, if you have not paid any amounts due to Consenso Payments, any Consenso Affiliate, or any Consenso Service Provider in the past, Consenso Payments may debit any amounts due from your Consenso Account. This includes amounts payable for use of our various products such as Xoom or Braintree (as applicable).
If applicable and if Consenso Payments stops or cancels a payment you make to a Payee (whether or not you initiated the payment), you agree that Consenso Payments will assume some or all of your rights against that Payee and third parties related to that payment, and that Consenso Payments may enforce those rights directly or on your behalf at its sole discretion.
If any bankruptcy proceedings are commenced against you under any provision of any bankruptcy law, we will be entitled to recover all reasonable costs and expenses (including reasonable legal fees and expenses) incurred in enforcing this User Agreement.
Our failure to act or delay in acting with respect to a breach of an obligation by you or others under this User Agreement does not waive our right to act with respect to that breach or any subsequent or similar breaches.
You may not store any other data other than basic transaction data (including but not limited to: magnetic track information or chip information of customer bank cards, verification codes, expiration dates, passwords and other sensitive information). You may not disclose any account information or transaction data to any third party, except as otherwise required by the transaction or any applicable law.
You must ensure that the information carriers containing account and transaction data are safe and only authorized personnel can access such carriers. Once such carriers are invalid, they must be destroyed immediately. In the course of business, you should always ensure information security.
In this section, we use the term “Consenso Payments” to refer to Consenso Payments (Beijing) Co., Ltd. and Consenso Affiliates and their respective directors, officers, employees, customer service personnel, consultants, advisors, joint ventures, service providers and suppliers.
You must indemnify Consenso Payments for any actions related to your Consenso Account and your use of the Consenso Services. You agree to defend, indemnify, hold harmless and defend Consenso Payments and Consenso Affiliates from any claim or demand (including reasonable legal fees) made by any third party due to or arising out of your breach of this User Agreement, your improper use of the Consenso Services, your violation of any law, your violation of the rights of a third party, and/or the actions or omissions of any third party you authorize to use your Consenso Account or to use our websites, software, systems operated by or on our behalf (including any networks and servers used to provide any Consenso Services), or any Consenso Services on your behalf.
If a dispute arises between you and Consenso Payments, we will do our best to understand and help you resolve the issue. If we are unable to resolve the dispute to your satisfaction, we will provide you with a fair and cost-effective way to quickly resolve the dispute. You can report a dispute between you and Consenso Payments regarding the Services to Customer Service.
In order to provide the Consenso Services and other services or products to the Client as agreed, Consenso Payments will from time to time collect, store, use and process personal information about you and your employees or other personnel to the extent necessary for us to provide the Consenso Services to you and to the end users of the Consenso Services. Such personal information and related activities are subject to our Privacy Statement.
You expressly acknowledge that Consenso Payments may share and disclose personal information relating to you and your employees or other personnel with Consenso Affiliates and other Consenso Service Providers in order to meet Consenso Payments’ business needs (including conducting cross-border business and complying with applicable laws, including those related to anti-money laundering, counter-terrorism financing, compliance with government sanctions or embargoes, reporting requirements and information requests, or requirements to provide information to relevant authorities).
You expressly consent to our collection, retention, use and processing of all personal information relating to you or your employees or other personnel in order to provide you with the Consenso Services, and you authorize Consenso Payments to transfer any such information to Consenso Affiliates and Consenso Service Providers, as well as parties involved in your receipt of Consenso Services. You expressly consent and understand that certain Consenso Affiliates that receive such information from Consenso Payments.
“Working Days” means Monday to Friday.
“Law” means any statute, law, rule, regulation, guideline, ordinance, code or policy promulgated, administered or enforced by any governmental body or any judicial or administrative interpretation thereof.
If you do not log into your Consenso account for more than two years, we may close your Consenso account and dispose of any unrestricted funds in your account in accordance with applicable law regarding pending payments.
This User Agreement and all applicable agreements and policies located on the "Legal Agreements" page of our website constitute the entire understanding between you and Consenso Payments regarding the Consenso Services. All such terms that by their nature should survive termination shall survive termination of this User Agreement. If any provision of this User Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in force.
Therefore, this User Agreement shall be fully governed by and interpreted in accordance with the law (without regard to the conflict of law provisions). Unless otherwise agreed by the parties, you agree that any claim or dispute between you and Consenso Payment must be submitted to the court where Consenso Payment is located for resolution.
You authorize Consenso Payments to make any inquiries we deem necessary, either directly or through a third party, to verify your identity. This may include:
If you use certain Consenso Services, anti-money laundering and counter-terrorist financing laws may require Consenso Payments to verify certain identity information. If we are unable to obtain the information required to verify your identity after reasonable inquiry, Consenso Payments reserves the right to close, suspend or limit your Consenso account and/or Consenso Services.
We are only your payment service provider. We are not:
Protecting your privacy is very important to us. Please review our privacy statement in full to better understand our commitment to protecting your privacy and how we use and disclose your personal information.
本用户协议是您与Consenso签订的协议，适用于您对Consenso账户(下称“Consenso账户”)及相关Consenso服务(下称“Consenso服务”)的使用。Consenso支付是一家支付服务供应商，通过互联网创设、托管、维护并向您提供Consenso服务。您可以使用由Consenso支付提供的Consenso服务收款。
目前，我们仅提供企业账户类型的Consenso账户。本用户协议下文提及的Consenso账户应指企业账户。即使企业尚未成立，个人和组织也可以通过企业账户使用Consenso服务为其商品和服务收款。
为开设及维护Consenso账户，您必须向我们提供准确及最新的账户信息，包括但不限于个人信息、财务信息，以及其他与您或您的企业相关的信息。您的企业必须不属于金融机构或从事或提供信贷或贷款、融资、理财服务、担保、信托服务、货币兑换或任何其他金融业务的其他机构。
为开设Consenso账户之目的，您必须遵守我们的了解客户(KYC)、了解业务(KYB)、客户尽职调查(CDD)以及其他验证要求(如实名认证)。您同意向我们提供相关信息及文件以供我方进行验证。您特此授权我方在必要时与Consenso服务提供方(定义见本协议“Consenso服务”章节)共享您的信息，以便我方根据本用户协议进行验证、提供或使用Consenso服务或开展与您的Consenso账户相关的交易。您也确认并同意，Consenso支付有权自行(包括通过Consenso服务提供方的评估)确定您的信息及文件是否足够通过我们KYC、KYB、CDD和/或任何其他验证。如果Consenso支付决定聘请一家Consenso服务提供方进行该等验证，您特此授权Consenso支付可为本用户协议项下身份验证之目的，向该Consenso服务提供方披露与您身份相关的信息及文件。
您必须确保您Consenso账户用户信息中的邮寄地址、邮箱地址和其他联系信息始终处于最新状态。若您提供的Consenso账户用户信息发生任何变更，您必须及时通知我方。
开设Consenso账户即表示您同意：
在Consenso支付认为必要的范围内，您还同意在申请账户开设阶段，当您请求使用特定新产品时，以及当我们有理由相信我们或任何其他人承受的与您Consenso账户相关的风险可能上升时，我们从适格的信用报告机构获取您的个人信用报告和/或企业信用报告(包括为此目的签署或提供任何相关的必要文件)。
您必须是您的Consenso账户的实益所有人，并且仅代表您自己开展业务。未经我们事先的书面同意，您不得将您的收款业务委托或转让给任何第三方。
您知晓并理解出租、出借、出售和购买Consenso账户的法律后果和惩戒措施。您声明并保证，您仅代表自身根据所有适用的法律开设并使用您的Consenso账户。
您可以允许由Consenso支付或Consenso关联方指定的、根据适用的法律拥有许可的第三方服务提供商提供账户信息服务，以代表您访问您的Consenso账户信息。
为结算并提取您的Consenso账户中的收款，您应将在银行开设的有效合法的银行账户(“关联银行账户”)关联至您的Consenso账户。您必须是关联银行账户的持有人及实益所有人。
为使我们能够向您提供服务，您同意并自愿授权我们共享及传输您持有关联银行账户的银行所要求的个人信息。
您随时可以注销您的Consenso账户并终止与我们的关系，而无需承担任何费用或罚金，但即使您的Consenso账户已被注销，您仍需承担与您Consenso账户相关的所有义务。当您注销您的Consenso账户，我们将取消任何预定或未完成的交易。您必须在注销Consenso账户前从您的账户中提取并转出任何待结算资金，您授权我们在您的Consenso账户注销前将您Consenso账户中不受限的待结算资金结算到您的关联银行账户。
在某些情况下，您不得注销Consenso账户，这些情况包括：
在您根据Consenso支付的要求通过KYC、KYB和/或CDD流程后，您将有资格获得Consenso支付提供的下列支付服务：
在开设Consenso账户并根据Consenso支付的要求完成KYC、KYB和/或CDD流程后，您将有资格使用您的Consenso账户就您向买方出售的商品或服务向买家收款。
在适用法律允许的最大范围内，Consenso支付在扣除Consenso支付、Consenso服务提供方或任何本用户协议中的各方指派的适格主体收取的服务费或产生的费用后，将相应款项在可结算至您的关联银行账户前，以待结算资金的方式存入您的Consenso账户。
根据法律要求，您必须公布退款和退货政策以及隐私政策。
如果我们认为您参与了不符合要求的活动，那么我们可能随时会自行采取相应措施以保护Consenso支付、Consenso关联方、Consenso服务提供方、我们的客户及其他人的利益。Consenso支付可以采取的行动包括但不限于以下各项：
在您注册的经营范围内，您在此授权我们使用您的风险信息，包括但不限于您的基本信息、您的经营信息和您的风险状况。
您同意配合由我们和/或Consenso服务提供方开展的巡检工作，该巡检工作每年至少举行一次。
您同意，即使在本用户协议终止后，我方仍有权查询任何终止前交易并针对任何该等交易提出权利主张。
您必须保证当您宣告破产时，我们是您的债权人之一。
如果我们收到与您相关的法院命令或其他与您相关的法律程序(包括扣押或其他同等程序)通知，或者如果我们认为根据适用法律或监管的要求需要这么做，则我们可能需要采取某些措施，包括冻结您Consenso账户中支出或接受的付款，对您的Consenso账户施加准备金要求或限制，或者要求增加您的保证金金额。我们将自行决定需要采取哪些措施。除非法院命令、适用的法律或监管要求或其他法律程序另有要求，否则我们会向您发出有关这些措施的通知。我们没有义务对与您或您的Consenso账户相关的法院命令或法律程序提出质疑或申诉。如果我们根据法院命令、适用的法律、监管要求或其他法律程序设置冻结、准备金或限制，则只要经Consenso支付全权决定认为必要，该等冻结、准备金或限制一直生效。
为遵守适用法律、Consenso关联方的规则(包括但不限于Consenso的反洗钱计划和Consenso的企业合规制裁规则)以及与Consenso服务的提供或使用相关的Consenso支付规则，包括但不限于Consenso支付和Consenso关联方的反洗钱、反资助恐怖分子、遵守政府制裁或禁运、满足报告要求、索要信息或向相关部门提供信息的要求相关的规则，Consenso支付和Consenso关联方在法律未明确禁止的范围内，除Consenso支付和/或Consenso关联方在本协议项下可采取的任何其他行动之外，还可采取以下行动：
If Consenso支付或任何Consenso关联方提前采取任何上述行动，则Consenso支付无义务通知您;如果Consenso支付或任何Consenso关联方采取任何上述行动，则在适用法律允许Consenso支付通知您之后的合理时间之前，Consenso支付无义务通知您。Consenso支付和任何Consenso关联方，包括其各自的董事、管理人员、员工、客服人员、顾问、咨询人员、合资公司、服务提供商和供应商，对于其根据上述规定采取的任何行动或延迟或未提供Consenso服务所导致的任何损失不承担责任。
Consenso支付有权随时出于任何原因在发出通知后单方面暂停或终止本用户协议、对其网站、软件、由我们或代表我们运营的系统(包括用于提供任何Consenso服务的任何网络和服务器)或者部分或所有Consenso服务的访问和使用。本用户协议终止后，我们会将您Consenso账户中不受限制的待结算资金结算给您。
作为履行您的义务的担保，您同意Consenso支付对您在Consenso账户中的待结算资金设置留置权并享有其担保权益。
如果您的Consenso待结算资金出于任何原因变成负值，则该负值代表了您对Consenso支付的欠款数额。Consenso支付可能会从稍后您充入您的Consenso账户的资金或账户收到的付款中扣除欠款金额。如果您有多个Consenso账户，我们可能会使用您其他Consenso账户中的待结算资金抵消某个Consenso账户中显示为负值的待结算资金。如果您在您的Consenso账户中有负值待结算资金的情况下仍继续使用账户，即意味着您授权Consenso支付可以将您的Consenso账户中因扣款或交易而产生的新的负值与任何已存在的负值进行累加。为完成扣款或交易，我们必须在新的扣款或交易发起前向您披露负值待结算资金的累计情况。
除上述欠款外，如果您以往未付Consenso支付、任何Consenso关联方或任何Consenso服务提供方到期款项，Consenso支付可从您的Consenso账户扣除任何以往到期款项。这包括因使用我方Xoom或Braintree(如适用)等各种产品而应付的款项。
如果适用而且如果Consenso支付止付或撤销您对某收款人的付款(无论您主动支付与否)，您即同意Consenso支付承继您对该收款人及与该笔付款有关的第三方的部分或所有权利，而且Consenso支付可全权酌情直接或代表您行使这些权利。
如果根据任何破产法的任何规定对您启动了任何破产程序，我们将有权对执行本用户协议所产生的一切合理费用和开支(包括合理的法律费用和开支)进行索赔。
我们若未根据本用户协议对您或其他人不履行义务的行为采取行动或推迟行动，并不代表我们放弃对该违约或任何此后或类似违约采取行动的权利。
除基础交易数据外，您不得存储任何其他数据(包括但不限于：客户银行卡的磁道信息或者芯片信息、验证码、有效期、密码等敏感信息)。您不得向任何第三方披露任何账户信息或交易数据，但交易或任何适用法律另有要求的除外。
您必须确保包含账户和交易数据的信息载体是安全的，只有经授权的人员才能访问该等载体。该等载体一旦失效，必须立即销毁。在经营过程中，您应始终确保信息安全。
在本节中，我们使用术语“Consenso支付”指代Consenso支付（北京）有限公司和Consenso关联方及其各自的董事、管理人员、员工、客服人员、顾问、咨询人员、合资公司、服务提供商和供应商。
您必须为与您的Consenso账户和您使用Consenso服务有关的行为向Consenso支付做出赔偿。您同意，您会在因本人违反本用户协议、对Consenso服务不当使用、违反法律、侵犯第三方的权利和/或您授权其使用您的Consenso账户或代表您使用我们的网站、软件、由我们或代表我们运营的系统(包括用于提供任何Consenso服务的任何网络和服务器)或任意Consenso服务的第三方的作为或不作为导致第三方提出索赔或要求(包括合理的法律费用)时，对Consenso支付和Consenso关联方给予抗辩、赔偿、保证使其免受损失并维护其利益。
如果您与Consenso支付之间发生了争议，我们都将尽力了解并帮助您解决问题。如果我们的处理无法让您满意，我们将向您提供公正而经济的方式来快速解决争议。您可以向客户服务报告您与Consenso支付间关于服务存在的争议。
为了按照约定向客户提供Consenso服务及其他服务或产品，Consenso支付将在我方向您和向Consenso服务用户的终端用户提供Consenso服务所需的范围内不时收集、保存、使用和处理与您和您的员工或其他人员相关的个人信息。此类个人信息及有关活动，须受本公司隐私声明之约束。
为了满足Consenso支付的业务需求(包括开展跨境业务和遵守包括与反洗钱、反恐融资、遵守政府制裁或禁运有关的适用法律、满足报告要求和信息要求或满足向有关当局提供信息的要求)，您明确承认Consenso支付可以向Consenso关联方和Consenso服务提供方其他方共享并披露与您和您的员工或其他人员相关的个人信息。
您明确同意我们收集，保留，使用和处理与您或您的员工或其他人员有关的所有个人信息，以向您提供Consenso服务，并且您授权Consenso支付将任何此类信息传输给Consenso关联方和Consenso服务提供方，以及与您接受Consenso服务有关的各方。您明确同意并理解，某些从Consenso支付接收此类信息的Consenso关联方。
“工作日”指星期一至星期五。
“法律”指任何政府机构颁布、实施或强制执行的任何成文法、法律、规则、法规、指引、条例、法典或政策或其任何司法或行政解释。
如果您超过两年不登录Consenso账户，我们可以注销您的Consenso账户，并根据有关待领取款项的适用法律处理您的账户中任何不受限制的资金。
本用户协议及我们网站上“法律协议”页面上的所有适用协议和政策构成了您与Consenso支付之间关于Consenso服务的完整理解。所有依其性质应该保持有效的任何此类条款，将在本用户协议终止后继续有效。如果本用户协议中的任何条款被认为无效或无法执行，则该条款应被废除，而其他条款仍应执行。
所以本用户协议应全面受法律的管辖，并按照法律进行解读(不考虑法律条款的冲突)。除非当事双方另有约定，否则您同意您与Consenso支付之间可能提起的任何补偿申请或争议必须提交Consenso支付所在地法院解决。
您授权Consenso支付直接或通过第三方进行我方认为必要的任何问询，以核实您的身份。这可能包括：
如果您使用某些Consenso服务，反洗钱和反资助恐怖分子的法律可能要求Consenso支付核实某些身份资料。如果经合理问询后我方无法获得核实您的身份所需要的资料，Consenso支付保留关闭、暂停或限制您的Consenso账户和/或Consenso服务的权利。
我们只是您的付款服务提供商。我们并非：
保护您的隐私对我们非常重要。请全文仔细查看我们的隐私声明，更好地了解我们对保护您的隐私所做的承诺，以及我们如何使用和披露您的个人信息。